Get your company back on track with the security of our New York Business Insurance!

1/30/2012 12:00:00 AM
Was your business suddenly wiped out due to an unexpected disaster? You may not think your business is at risk, but you should reexamine your location and surroundings. Accidents, whether small or large, are inevitable, so as a business owner, you must do everything you can to protect your employees and investment. Therefore, you should look into a coverage plan that fits the needs of your company.

According to Newsday, for Joan Popkin, she could have never predicted that her successful business would be hit so hard within a matter of months. Her gluten-free food business had fulfilled all of her dreams and was satisfying her customers. However, overnight, that dream was ruined first by an electrical short sparking a fire, and then Tropical Storm Irene.

Joan's GF Great Bakes commercial kitchen in Bellmore now had to rebuild, and she knew although it would be a tough job, she had to try. This business "made such a profound change to my life for me as a person," Popkin, 67, said. "And I couldn't not do it." She faced some challenges, including being underinsured. Also, she was worried about whether her experienced workforce and her customers would return. "Gluten-free baking is a different animal. If I have to start over with new people, I'm out of business because of the training time."

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The 2011 fire and the storm wiped out about $120,000 in equipment and inventory. While insurance covered inventory losses, the business had only about two-thirds of its equipment insured. The disaster taught Joan Popkin an important lesson: Having updated insurance coverage is a must. Luckily, Popkin had a supportive community and was able to get back to business quickly and successfully.

At the Clausen Agency Inc., to avoid accidents and financial loss like in this story, it is critical that you review your insurance coverage at least annually. In addition, business owners should evaluate all areas where they are exposed to risk. With the help of our agents and our New York business insurance, you can get on track and stick around for your community for years to come!

With our policy, you can save money and receive coverage you can trust for your investment. In addition to monetary savings, we will search high and low to find the right coverage for your company and your employees. You have the option of selecting our workers compensation, general liability, commercial property, and much more in order to protect yourself from different risks. So now is the time to rebuild into the place you have dreamed of with the help of our New York business insurance!


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