Cyber Insurance Policy
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Our Cyber Insurance Policy Includes the Following Coverage:
- Privacy Liability
- Intellectual Property
- Data Breach
- Payment Card Loss
- Notification Costs
- Business Interruption
- Forensics and Legal Expenses
- Credit Monitoring
- Cyber Extortion
Businesses or individuals that conduct business in Long Island NY are required to disclose any potential breaches of computerized data that involves personal info by getting in touch with the offices of the NYAG, but also with the Department of States Division of Consumer Protection and NYS Division of State Police.
NYS /Data Breach Notification Obligation:
Potential Entities to which the statue applies need to inform the aforementioned offices in the event of a security breach that may result in the unlawful access to or theft of personal information of any NY citizen. It’s important to bear in mind that this info is strictly meant for information purposes. It offers general info and not legal opinions or advice about specific facts.
As a business operating in the state of NY, getting Cyber Insurance from The Clausen Agency is a great way to minimize the costs and damages of a data breach or security breach event and to have the peace of mind you can still run your business should a worst case scenario occur.
Our Professional Cyber Insurance Experts Can Help You Get The Policy You Need
We have professionals that have a vast amount of experience in cyber exposure and the industries we cover. Because of that, we can easily come up with a tailored plan that will perfectly suit your needs. We’re easily able to get you quotes from a wide range of A-rated cyber insurance companies in order to ensure the data breach/cyber insurance policy you consider offers you the coverage you require for the right price.
Intellectual Property Insurance
This type of insurance is very useful for providing defense funds for your company, since it covers the litigation costs to defend against potential charges that may be filed against you due to infringing the intellectual property rights of a third party through the services or products you’re selling. Potential settlements and damages may also be covered.
Cyber/Data Breach insurance
There are 2 types of cyber polices, including first part liability which covers the insured person’s losses and third party liability, which covers the losses to others. Cyber risk insurance comes with data breach response services and provides clients with a full risk management solution that can assist them in the event of a data breach or cyber attack recovery scenario. The second one is the 3rd party liability which covers liability to others.
D&O (Directors and Officers) Insurance
D&O insurance is very useful for protecting officers and directors from potential liability that may arise from actions committed as officers or board members of an organization.
Technology Professional Liability (Errors&Omissions) with Privacy&Security
TLP Insurance will protect individuals if they experience financial loss after using a technology product that failed to perform as expected or intended.