Life Insurance Request a Quote A NY LIFE INSURANCE POLICY CAN MEAN THE DIFFERENCE BETWEEN YOUR FAMILY BEING PROTECTED IN YOUR DEATH OR NOT.The Clausen Agency, Inc. can offer you guarantees.By purchasing NY life insurance you’ll be better prepared to provide for your family, even in dire circumstances. Life insurance benefits can be used for a variety of applications, including funeral costs, replacement earnings for lost wages, or even education benefits for children.Here at The Clausen Agency, Inc., we offer two types of NY life insurance: whole and term life insurance. NY residents considering these options should know that there are benefits and drawbacks to each type of policy, so it is important to weigh your options and speak to an insurance professional about your needs prior to purchasing life insurance.Whole life insurance provides insurance for, as the name implies, the entire life of the policy holder. This means that, while you pay more for the policy, it is guaranteed to never expire.With term life insurance in NY, you are guaranteed a life insurance payout if the death of the policy holder occurs within the term specified in the policy. Because the payout is not guaranteed, though, this policy tends to be a cheaper option than whole life coverage.If you have any questions or would like to speak to someone about your NY life insurance options please feel free to speak with a The Clausen Agency, Inc. representative. We are always available, and are looking forward to doing everything we can to earn your business. Contact us today!