Personal Liability vs Personal Injury Coverage Do you know the difference between personal liability and personal injury coverage on your homeowner policy? Personal liability coverage provides protection for non-work-related accidents...
Read MoreThe Difference Between Uninsured and Underinsured Motorist Protection Uninsured motorist protection provides a benefit in case you're involved in an accident with someone who is "at fault" but has no insurance. Underinsured motorist...
Read MoreShould you be insure your home for the market value or the replacement cost (what it would cost to rebuild). Before I answer that question I got another question for you: Would it cost more or less to rebuild your house if it were on...
Read MoreThe Five Biggest Mistakes People Make with Homeowners Insurance The first mistake is the amount of coverage on the dwelling is not enough. Many times the bank pays the premium and the policy just renews automatically and the coverage...
Read MoreHere the some of the factors you should consider: If you add their vehicle to your policy, the total premium most likely is going to be lower than if they were had their own policy. Your youthful operator’s vehicle will likely...
Read MoreShould you insure your home for the market value or the replacement cost (what it would cost to rebuild)? Before I answer that question I got another question for you: Would it cost more or less to rebuild your house if it were on 10...
Read MoreDo you have to pay your deductible if you're involved in an automobile accident? As you probably know your policy’s collision insurance covers the damage to your vehicle to the extent the damage exceeds the deductible. But what...
Read MoreHow much life insurance do you need? Obviously everybody's financial position is different, but here are some main points to consider: #1. How much would it take to pay your mortgage off on your house? #2. If your family didn't have...
Read MoreWindstorm vs. Catastrophic Windstorm Deductible Do you know the difference between a standard windstorm deductible and a catastrophic windstorm deductible on your homeowners or property insurance? These deductibles can be 2%, 5% or...
Read MoreFive things you should know about boat insurance! Learn more with each post!
Read MoreAny person who is thinking of establishing s small business is clearly a risk taker. Being an entrepreneur is something to be proud of because it is the very lifeblood of our economy. If you are a smart business person, you will seek...
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Errors And Omissions Insurance (abbreviated as E&O) is a category of professional liability insurance that provides protection to individuals or companies and their staff against claims of negligence or insufficient work when...
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